Financial Capital vs Human Capital?

Roughly every 9 out of 10 people who are yet to start their own business will claim the reason they haven't done anything is because of the lack of "Financial Capital"..

And though this argument would have made so much sense between the 15th - 20th century.. It really doesn't today, at least not as much.

So what's my point?

{Go to my time line to read the continuation}